Windy Farm · Practical independence

Everyone shows you how rich you look. We show you how rich you are.

True Return tracks your real return after inflation — so you see purchasing power, not just nominal numbers.

Nominal vs real

Your portfolio app might show €100,000 today and €105,000 next year. That looks like progress — until you account for inflation.

Nominal: €100,000 → €105,000 (+5%)
Inflation (example): 4% over the year
Real purchasing power: roughly +1% — not +5%

True Return is built to make that gap visible, not to sell you investments.

How it works

1. Connect your picture of net worth Enter assets and liabilities you choose to track (privacy-first, on device).

2. See real return Compare growth against inflation — not just headline percentages.

3. Stress-test scenarios Explore what different inflation paths mean for your goals.

Why under Windy Farm

Energy independence is one layer of resilience; purchasing power is another. We live between Kraków and a farm in Wilczyska — we build tools we want to use ourselves. Robert Bala writes about off-grid energy and builds software for practical independence.

Join the waitlist

Be first to know when True Return opens on the App Store. No spam — product updates only.

Educational tool, not financial advice. True Return does not recommend specific investments.

FAQ

Is my data sold?: No. Product design targets on-device storage; we do not build an ad business around your finances.
How is this different from Independence?: True Return focuses on real wealth and inflation. Independence (later) estimates when work becomes optional — it will import your True Return profile.
Will you email the farm blog?: Waitlist signups are tagged separately from the Wilczyska journal newsletter.